Pricing & Insurance
Clear prices. No surprise bills.
Care built around you.
We’re primarily cash-based by design — it lets us publish honest, upfront prices and give Dr. Frazey time to build care around your goals, not insurance quotas. We now accept a select few plans, too.
Now In-Network
Accepting Select Insurance
We’re a primarily cash-based practice by design — it keeps pricing clear and visits unhurried. We’re now in-network with a select few plans, which we bill directly, with more expected over time.
More plans may be added over time. Don’t see yours? You can still be seen as a self-pay patient — we’ll provide a superbill to submit for possible out-of-network reimbursement.
Proudly Serving Our Military Community
TRICARE-Certified Non-Network Provider
We’re honored to serve MacDill AFB and our local military families. We’re out-of-network for TRICARE — here’s what that means for your plan.
TRICARE Select
Gladly welcomed. Select lets you use your out-of-network benefits to see our neurology specialists without needing a referral — subject to your standard deductible and cost-shares.
TRICARE Prime
A heads-up: Prime heavily penalizes out-of-network care, so visits with us will mean higher out-of-pocket costs than Select. We’ll always be upfront about that before you book.
Questions about your benefits? Our front desk is happy to help you understand your coverage before you book. Call (813) 820-1520.
UnitedHealthcare
Recognized Out-of-Network Provider
We’re a recognized out-of-network provider for UnitedHealthcare PPO and Choice Plus plans — and we’re happy to submit those claims on your behalf.
PPO & Choice Plus
UHC processes the claim. Once your out-of-network deductible is met, UHC pays a percentage of the “allowable amount” and you’re responsible for the rest. We submit these claims for you — so your visits also count toward your deductible.
HMO & EPO
Important: these plans carry no out-of-network coverage, so UHC will process the claim and then deny it. In that case you would be responsible for the full fee. We’ll make sure you know before you book.
Not sure which UHC plan you have? Our front desk is happy to help you understand your coverage before you book. Call (813) 820-1520.
Florida Blue
Registered Out-of-Network Provider
We’re a registered out-of-network provider for Florida Blue, and we’re happy to submit your claims so they’re processed against your out-of-network benefits.
PPO Plans
Such as BlueOptions or BlueChoice. We submit claims for you, and Florida Blue processes them against your out-of-network benefits — you’re responsible for deductibles, co-insurance, or remaining balances per your plan.
HMO Plans
Such as BlueCare or myBlue. Important: these carry no out-of-network coverage, so any claim is denied and you would be responsible for the full cost. We’ll make sure you know before you book.
Not sure which Florida Blue plan you hold? Our front desk is happy to verify your out-of-network coverage before you schedule. Call (813) 820-1520.
How It Works
What Out-of-Network Actually Means
You pay a set rate
The published price at the time of your visit — no coding surprises, no separate facility fee, and no surprise bill arriving months later.
We give you a superbill
An itemized document with the codes your insurer needs. If your plan has out-of-network benefits, you may be reimbursed a portion of what you paid.
You get more of the doctor
Because we’re not tied to insurance rules, Dr. Frazey can spend real time with you and build a plan around your goals.
The Honest Comparison
Could this cost less than insurance?
Often, yes — and we’ll be honest about when it isn’t.
An in-depth new-patient visit — what most first visits require.
Typical contracted specialist rate, paid out of pocket.
Figures are illustrative estimates for one visit type. They vary by plan and region and are not a quote or guarantee.
When insurance is probably the better route
If you have a low-deductible PPO or HMO with an in-network neurologist, insurance is usually cheaper — and we’ll tell you so. Out-of-network tends to win for high-deductible plans, people who value time and access, or those whose in-network options have run out. Call us at (813) 820-1520 and we’ll talk it through before you book.
Getting Reimbursed
What’s a Superbill?
You’re seen & you pay
You have your visit and pay our published rate at the time of service.
We hand you a superbill
An itemized receipt with provider, diagnosis (ICD-10) and service (CPT) codes, and the amount you paid.
You submit it to your plan
Through your insurer’s online claim portal or a mailed reimbursement form.
Your plan responds
It may reimburse you directly or apply the cost toward your deductible.
A quick example
Say your plan has a $2,000 out-of-network deductible you haven’t met yet. You come in for your first visit, pay $450, and submit the superbill to your insurer. Here’s what typically happens next:
Here’s the part people miss: this is one shared out-of-network deductible — not a separate one for neurology. The $450 you pay here counts toward the very same deductible as every other out-of-network service you use, whether that’s imaging, lab work, physical therapy, or another specialist. It all adds up in the same place.
Every superbill you submit keeps chipping away at that number. Once your deductible is met, your plan may start reimbursing a share of future care — often 60–80% of its allowed amount.
This example is illustrative — deductibles, allowed amounts, and reimbursement rates vary by plan. Whether you’re reimbursed — and how much — depends entirely on your individual plan’s out-of-network benefits, and is not guaranteed. For specifics, call the member-services number on the back of your insurance card.
At a Glance
Most Common Visits
First visit
$450Everything reviewed before you arriveFollow-up visit
$150–$250Customized to your plan and needsVirtual visit
Same as in-personNo separate telehealth feeSimple & Upfront
First Visit & Follow-Ups
Two kinds of visit, both built around you. Your exact cost is always confirmed and paid before you walk through the door — so nothing gets in the way of your care.
Before you arrive, we do the homework — so your first visit is productive from the moment you sit down.
Putting the plan into action and refining it over time — in person or from home.
Virtual visits are priced the same as an in-person visit — there’s no separate telehealth fee.
About these prices. The rates above are estimates for our most common visits and represent our standard self-pay rates. Actual charges may vary based on the time and specific needs of each visit. Services not listed are billed at our standard rates. This is not a guarantee of the total cost of care.
Insurance & reimbursement. BraingevityMD is in-network with a select few plans — currently Cigna, Aetna, and Curative — which we bill directly; additional plans may be added over time. For all other commercial plans we are out-of-network and do not bill insurers directly. In those cases a superbill is provided for you to submit for possible reimbursement; whether and how much you are reimbursed depends solely on your plan’s out-of-network benefits and is not guaranteed. Any cost comparisons shown are illustrative and not a quote.
HSA/FSA. Most services are HSA/FSA eligible — please confirm with your plan administrator.